TallPaul is right about Home Information Packs (HIPS) though some people might regard them with caution because they are new and are paid for by the seller. If you are the building society or bank risking your money by lending it to the buyer, then you might well want an independent survey carried out. That might be a *valuation survey* just to make sure the property is worth more than the loan. As the buyer, you might want an independent survey (if only on things not covered by the HIP) - more than a valuation survey but less than a structural survey. That might well be a *Home Buyers Survey*. You don’t *have to* have a Home Buyers Survey or the more comprehensive Structural Survey, but it is prudent.

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